JCL Credit Loan Purchase Guide

Supported Loan Provider

JCL Credit — Trusted licensed lender in Malaysia.
Interest rate: 15% p.a.

Required Documents

To apply for a JCL Credit loan, please provide the following:

1. MyKad (Front & Back)
2. 1 Month Salary Payslip
3. 1 Month Bank Statement

Loan Application Process

1. Select product and choose your installment plan
2. Submit required documents （Fill out the form here.）
3. Merchant fills in JCL form
4. Wait for JCL approval
5. Sign contract and consent form
6. Download JCL App and upload photos/screenshots
7. JCL final confirmation
8. Merchant ships the product
9. Customer receives product and confirms with photo
10. Complete your purchase and use with confidence.

Available Products & Monthly Payment

No	Model	12 months	24 months	36 months
1	Sony PS5 Slim Disc 1TB (MY)	RM 268	RM 152	RM 113
2	PS5 Slim Disc Combo (MY) – Cooler Fan, Extra Controller, Game, Stand	RM 360	RM 204	RM 151
3	PS5 Slim Disc GOY (MY)	RM 321	RM 181	RM 135
4	PS5 Slim Digital 1TB (MY)	RM 230	RM 130	RM 97
5	PS5 Slim Digital Combo (MY)	RM 273	RM 154	RM 115
6	Nintendo Switch OLED MY (Neon/White)	RM 153	RM 87	RM 64
7	Nintendo Switch OLED MY Combo	RM 182	RM 103	RM 77
8	Nintendo Switch 2 Mario – Black (MY)	RM 240	RM 135	RM 101
9	Switch 2 Mario Combo Set	RM 288	RM 163	RM 121
10	Nintendo Switch 2 – Black (MY)	RM 230	RM 130	RM 97
11	Fujifilm Instax Wide Evo (+ Free Wide Film 20s)	RM 201	RM 114	RM 85

Important Notes

1. Approval is subject to JCL Credit’s loan assessment and policy.
2. Customer must be a Malaysian citizen with valid MyKad.
3. Monthly repayments and total payable amount depend on 15% annual interest and tenure length.
4. Actual figures will be confirmed by JCL Credit upon approval.

Customer transaction